Enjoying the sunset with Marg and Sooz on our way to Aspö.
I talked with Ulrika at the bank and we had a good discussion, but no resolution yet. Everything seems to hinge on my personnummer; that's like a social security number for US citizens, or National Insurance for Brits. I have one from my time here 20 years ago, and it's still on file for me, but it's now "inactive" since I've moved away.
The tax authorities won't activate it, because I have no income in Sweden. So now it's up to the bank to decide if they'll approve the loan with an inactive personnummer. If they say yes, it'll be approved in a couple of weeks; if the answer is no, it doesn't appear I can get a loan in Sweden at all. I'll report back.